Travel Insurance for Philippines from India

Philippines Travel Insurance

Visiting a foreign country such as the Philippines can be a thrilling yet frightening experience. However, opting for travel insurance is a way to guarantee yourself a more safe and secure vacation.

Although it is not necessary, getting travel insurance for Philippines is necessary to stay covered for any medical, baggage, or journey-related issues. As the coverage depends on the type of insurance you have opted for, it is recommended that you keep an eye on any new updates coming from the Philippines Tourism Board before you purchase your travel insurance online.

Overview of Philippines

A group of around 7,640 islands scattered in Southeast Asia, the Philippines is nothing short of a traveller’s paradise. From its serene beaches and volcanoes to bustling cities, the country offers a lot of adventurous activities. One can be engaged in water activities like diving and snorkelling, explore the luxuriant tropical jungles, or hike to breathtaking views. Hence, it is one of the best destinations for travellers who seek relaxation together with excitement. Here are some essential details related to the Philippines.

Benefits of Travel Insurance for Philippines

Some common benefits under travel insurance coverage for the Philippines include:

• Medical Coverage: A travel insurance policy can keep you covered against various kinds of expenses. Such expenses can arise due to any injuries, illnesses, emergency evacuation, permanent and total disability coverage, and repatriation of remains in the case of accidental death of the insured.
• Baggage Coverage: Any travel insurance can also bear your expenses that may arise due to loss of luggage or delayed checked-in baggage.
• Journey Coverage: When you buy travel insurance for Philippines from India, common travel mishaps such as trip cancellations, interruptions, delays, passport loss, missed connecting flights, and much more are also covered by the travel insurance.

Travel Insurance Plan for Philippines

Travel insurance for Philippines comes with individual coverage plans with different premiums and benefits. The price of a plan varies depending on the coverage it provides. Once you have selected a plan, you can travel without any worry and enjoy your trip to the fullest.

Travel Documents Required for Philippines

When applying for a visa to visit the Philippines, you would require the following set of documents:

• A valid passport that must contain at least 2 empty pages.
• A passport-size photo with a white background.
• Bank statements from the past six months, signed by a bank official, to verify your financial sufficiency.
• Confirmed round-trip tickets to and from the Philippines.
• A duly filled-out and signed visa application.
• Invitation letter or a confirmed hotel reservation.
• A cover letter outlining your travel details.
• If employed, a No Objection Certificate (NOC) from your employer.
• GST certificate if you own a business.
• Income Tax Returns (ITR) for the last two years.

Safety and Precautions for Philippines Travel

Some essential safety tips and precautions to follow when travelling to the Philippines are as follows:

• Make sure that you check for any local weather warnings or advisories before your trip.
• Buy a local sim card as soon as you reach the Philippines.
• Some of the beaches may have no lifeguards or warning signs. So, make sure to seek advice from your guide or the hotel management before surfing or swimming.
• If you are on particular medications, keep them along with a prescription from your doctor.
• Don’t carry a large amount of cash. Stack some of the cash in your hotel room safe and keep only enough for everyday expenses in your wallet.
• Never accept food or drink from a stranger or leave your drink unattended in a public space.
• Be suspicious of anyone who asks for your personal information without providing a valid reason for doing so.
• At any given time, Philippines law enforcement agents are permitted and expected to request to view a person's passport. If you do not have it, you run the danger of being arrested.

International Airports in the Philippines

• Francisco Bangoy International Airport
• Mactan-Cebu International Airport
• Bacolod-Silay International Airport
• Ninoy Aquino International Airport
• Iloilo International Airport
• Kalibo International Airport
• Clark International Airport

Foreign Currency Exchange

Before visiting the Philippines, tourists from India should exchange some of their money for the Philippines currency, i.e. Philippine Peso, at a bank or the airport. You can also avail of the service of currency exchange via MakeMyTrip powered by BookMyForex. Currently, the currency exchange rates stand at INR 1.44 for 1 Philippine Peso.